Annuities

Secure Your Financial Future

Preparing for retirement is exciting and an important step to securing your financial future. An annuity is a great way to ensure that you will have a regular income for the duration of your life. Annuities require that you pay into the insurance via payments or a lump sum, so that you may receive disbursements in the future. This provides a steady payment for your retirement. Annuities offer different options, depending on your needs.

We work with different insurance providers to offer you the best coverage and annuity options.

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American National Insurance Company

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American United Life Insurance Company

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Ameritas Life Insurance Company

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Equitrust Life Insurance Company

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Guggenheim Life and Annuity Company

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Midland National Life Insurance Company

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Security Benefit Life Insurance Company

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Trinity Life Insurance Company

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Western United Life Assurance Company

At Dirk Insurance, we can help you with the following:

Fixed Deferred
This is an insurance plan similar to a savings account in its safety of your money. It’s a great way to protect what you have earned. You will earn a fixed interest rate and be allowed to postpone paying income tax on your earnings. You can choose income deferment or take the income right away. This is a popular option for retirees.
Indexed Deferred
This option offers a guaranteed minimum income, with the annual growth potential being attached to a market-based index. (Nasdaq, NYSE, S&P500) Retirees who prefer conservative investment and down-market principal protection, find this option an attractive choice.
Single Premium Immediate
This option allows you to purchase with a lump sum and receive regular payments for the rest of your life. Usually, your payments begin one month after purchase, but can be chosen by you, as to how often you wish to receive payment. With interest and principal included, you receive a higher payment than other types of annuities, and reap the tax benefits. Many retirees like to utilize their 401 K, or other large investment, or sale of a business to invest into this annuity for guaranteed future income.

Location
Dirk Insurance Services, Inc
1720 Burnt Boat Dr
Suite 200
Bismarck, ND 58503

Business Hours
Monday - Thursday
8:30am - 5pm
Friday
8:30am - 12pm